How to split what gets paid between several people, how not to lose track of instalments, and how to keep a record going for more than a week. No magic formulas and no guru advice.
When one of you earns more, fifty-fifty isn't even. A free calculator to split a couple's expenses by what each person earns, with the formula, an example and how to settle up at the end of the month.
A free instalments-or-cash calculator: enter the price, the instalments and what your money earns, and it tells you which option leaves you better off. With the maths explained and a quick rule.
The six columns an expense spreadsheet needs, the formula that builds the monthly summary on its own, and the three signs your spreadsheet has outgrown you.
What goes in each part of the 50/30/20 rule, how to work it out from your income, what to do when rent alone eats half, and why the first step isn't cutting back but measuring.
Most people quit tracking their spending after ten days, and almost always for the same reason. How to build a system that lasts: few categories, one moment a day, and what to do with your first month.
Fifty-fifty, proportional to income, by category, or a shared pot: the four ways couples split expenses, with the maths worked out and the catch in each one.
Why the card statement always comes in higher than expected, how to work out how much money you've already committed to instalments, and how to track it so it doesn't happen again.
What to agree on before you leave, how to log expenses during the trip without it becoming a chore, and how to settle up on your return with as few transfers as possible.
Expenses keeps shared expenses in one list you both see, projects your card instalments and shows where the money goes. It's free and it doesn't ask for bank details.
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