Personal and shared finances
Expenses is a free web app for keeping your money in check: note where it goes, share household expenses with your partner or your flatmate, and see your card instalments and your investments without opening five different spreadsheets.
No app-store downloads: it installs from the browser and works offline too.
Create a space with the person you share expenses with —your partner, your flatmate— and both log every purchase there. You both see the same list, the month's total and who logged each expense, so nobody has to piece together at the end of the month where the household money went.
Log your instalment purchases once and track how many are left to pay and how much they'll weigh on the coming statements. It's how you know how much money is already committed before adding one more purchase.
Log your positions and see how each one is performing alongside the rest of your finances. Savings stop being a separate tab and become part of the same picture as your spending.
If you were already keeping your expenses in a spreadsheet, there's no need to re-enter them by hand: they import in bulk from a file and land in whichever space you choose.
Your numbers sit behind your fingerprint or your face. You can stay signed in on your phone without anyone who picks it up off the table seeing what you earn and what you spend.
Installed as an app, Expenses opens and shows your data even underground or with no signal. It's a PWA: small, self-updating, and not tied to any app store.
With your email or straight through Google. We don't ask for card details or access to your bank.
A space holds the expenses you share with one other person: your home, your relationship, a trip for two. You can have several —one with each person— and switch between them.
Note each expense with its category. Expenses shows you the month's summary, where the money goes and what's coming in instalments.
You create a space and send the other person the link on WhatsApp or by email; if they don't use Expenses yet, they create their account from that same link. From then on you both log what you pay in the same list and see the month's total and who logged each expense. How to split it is up to you —fifty-fifty or by what each of you earns— and the blog has a proportional expense calculator for that.
Yes. The finance section is built for exactly that: you log the purchase with its number of instalments and Expenses shows you how many are left and how they spread across the coming months, so you can see how much of your next statement is already committed.
Yes. Creating an account and using the app costs nothing, there's no paid tier with locked features and there are no ads. You don't have to enter card details to sign up either.
It isn't required: it runs in your computer's and your phone's browser. If you want, you can install it from that same browser and it sits on your home screen like any other app, without going through Google Play or the App Store.
Yes. Once installed it keeps a local copy, so it opens and lets you check your data even when you lose signal. Changes sync when the connection comes back.
No. Expenses doesn't ask for your online banking credentials and doesn't touch your accounts: you enter the expenses yourself, by hand or by importing a file. Nothing you write down leaves the space of the people you share it with.
Yes. The app is built in Argentina and shows amounts in the local format, so the figures read the way you'd write them.
When one of you earns more, fifty-fifty isn't even. A free calculator to split a couple's expenses by what each person earns, with the formula, an example and how to settle up at the end of the month.
A free instalments-or-cash calculator: enter the price, the instalments and what your money earns, and it tells you which option leaves you better off. With the maths explained and a quick rule.
The six columns an expense spreadsheet needs, the formula that builds the monthly summary on its own, and the three signs your spreadsheet has outgrown you.
Creating the account takes less time than building the spreadsheet you were going to use instead.
Create a free account